MFS's funding application takes place online. Go to and click on the Apply Now button, then simply follow the steps and fill in the information required. You will also need to supply some recent financial information.
Go to and navigate to Log In at the top right-hand side of your screen. To apply for a re-advance, you would need to resubmit your financial information.
The online application takes less than 8 minutes to complete.
Provided we have all the necessary information, the assessment and allocation of funds can take place within 24 hours. To speed up the approval process, we recommend linking your online bank account, which allows us to see your bank transactions in read-only format.
Our funding period is over 3,4, 6 and 12 months.
If you would like to settle early, no penalties will be charged and all future costs associated with your advance will be waived.
Our funding ranges from K10,000 to K2 million.
Our process is much faster and takes place completely online. We require no paperwork. Our costs are transparent and agreed upon upfront. We do not charge admin or initiation fees and there are no penalties for settling early.
We require that your business has a minimum annual turnover of K500,000. Your business must also have been actively trading for at least one year.
No, we only offer business advances and business credit to registered Zambian companies, close corporations and sole proprietors who are VAT registered.
You need a successful trading history of at least one year, as well as a turnover of at least K500,000 per year to qualify for MFS business funding.
Our affordability assessment is based on your business's historical financial information. We do not take future contracts into account.
Yes, all information submitted online is treated confidentially and will only be used by the MFS team to obtain an application result.
You will receive an email notification that the debit order was unsuccessful and will subsequently be contacted by our collections department. A late payment fee will be charged. If no action is taken to settle the outstanding amount, we will then proceed with legal action.
Go to the Login page and navigate to Forgot Your Password? You will then receive an email to reset your password. Our support team cannot do so on your behalf.